Aegon – Can the LISA find a place in your clients’ portfolios?

“In his last Budget, George Osborne positioned the Lifetime ISA (LISA) as a means of saving for both a first house deposit and for retirement. While LISA may offer an attractive retirement savings option for some younger self-employed individuals, there are concerns that employees might be tempted away from workplace pensions, losing valuable employer contributions in the process. And there are pros and cons between using the current Help to Buy (H2B) ISA or LISA if saving for a house deposit. Younger savers face an increased range of options and many may need advice to arrive at what’s best for them. Click here to read more